- Injuries to your visitors, which falls under its liability section.
- Damage to personal belongings, for example, outdoor furniture.
- Damage to structures on your property that are insured. For example, shed.
- Damage to your house per se.
Practice Safe Habits When Barbecuing
- As soon as you have lit the grill, you should not move it any more. Make sure it is positioned on a level surface first.
- Check the hoses of your gas grill if there is any brittleness or cracks. Keep the hoses away from the hot spots of the grill.
- Use lighter fluid when doing your charcoal grilling. Avoid flammable liquids such as gasoline. Also, it is not safe to put more liquid fluid to flaming charcoal.
- Grill only outdoors with ample ventilation. Indoor grilling can produce hazardous carbon monoxide fumes.
- Use apron, oven mitts, and utensils with long handles.
- Keep pets and small children away from the hot grill.
- Make sure you have a fire extinguisher on hand.
- After barbecuing, clean it and remove the remaining charcoal and briquettes. Wait for the grill to cool down before storing it.
Steps to Take in Case of An Accident
- Check the damage to your property. In case your outdoor grill leads to fire, inspect the impact of the accident in your property. Make sure the smoke has cleared before you do your inspection. If necessary, call your insurer to talk about filing a claim.
- Deal with injuries first. It is better not to cover affected areas of the body with salve or bandages. Slowly pour cool water on minor burns. Rush victims with serious burns to the emergency room. Consider calling 911.
- Use extinguisher in case of fire. Call the assistance of the professionals should fire spreads fast.
No matter how careful you are when doing your cookout, it pays to be alert and be prepared in case of an accident. Considering there is no way to predict these emergencies, people are protecting themselves and their properties with homeowner's insurance.
If you love to grill and bond with family and friends, contact an agent to discuss what coverage to buy. At Western Pacific, we aim to make our client's life easier with policies that are tailored to their needs. You can get more information around our products and services by calling our agency at (702) 932-3105. Get your free quote today by clicking here.