Dog bites mean serious business. While dogs can cause serious personal damage, most of us don’t actually think that our furry friends can do harm until it happens. Aside from that, we also don’t consider how best to lessen these risks.
That’s where homeowners insurance comes in. It provides coverage for things that we hadn’t thought would happen. This coverage was created to help you in such crisis. In fact, home insurance has become a successful financial product that it’s currently considered to be a necessity for American living.
Dog Breeds Excluded from the Coverage
While it’s good that home insurance cover dog bites, not all dog breeds are covered. That’s because there are dog breeds that are labeled as “bad dogs”. They are considered dangerous because of their aggressive temperament. Also, they have the most cases of dog bites in the country.
Dog breeds that are excluded in standard home insurance are the following:
- Alaskan Malamutes
- Chow Chows
- Doberman Pinschers
- English Bulldogs
- German Shepherds
- Great Dane
- Pit Bulls
- Presa Canario
- Siberian Huskies
- Wolf Hybrids
Being a Responsible Pet Owner
First and foremost, determine what your policy does and doesn’t cover. Ask your agent if your dog is included in your policy. If you’re not happy with your insurer’s regulations, the best option for you is to look for another company. Look for homeowners insurance that covers your pet.
Here at Western Pacific Insurance, we will help you find the best solutions for your insurance needs. We offer personalized plans for your home and other properties. We currently provide coverage to the residents of Nevada, Utah, California, and Arizona. To know more about us and our offers, call us at (702) 932-3105 or visit us at our office today! You may also get a free home insurance quote from us and see how much you can save!