But don't despair. Your auto insurance may not consider dash cam discounts at the moment, but this piece of electronics may still offer an invaluable way to save on your auto insurance coverage.
Do you know that a speeding ticket can raise the price of your auto insurance premium by 20 percent? You can prevent this by installing a dash cam which can show that you were driving and following the speed limit. A dashcam indirectly saves you money by challenging police’s inaccurate speed radar guns, something that many drivers are doing these days.
Protects You Against Insurance Fraud
A dash cam can record anything that happens on the road, including pesky pedestrians who are trying to fake insurance claims. The most common modus is the pedestrian walks into traffic so they can fabricate their claims. You can protect yourself from this kind of insurance fraud using your handy dash camera.
Reduce Vandalism And Theft
Leave your dashcam running when you leave your car parked to catch vandals and thieves who may want to break in. There are dash cams that store recordings to a cloud service or can give you real-time video coverage through your smartphone. You can use this service to determine the identity of thieves in the event your vehicle is stolen.
Verify Your Fault In An Accident
Dashcams will record everything that happens on the road, including accidents and collisions. You can significantly reduce insurance claims by using recorded footage as evidence to show you are not at fault. Use a dash cams that store data to a cloud so recorded footage will be preserved even if the dashcam becomes damaged.
Ask your auto insurance company if they have a recommended dashcam brand or model even if they don't offer dash cam discounts yet. Doing so can prepare you in the event that this kind of discount is available from your insurance provider.
At Western Pacific Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at 702-932-3105 or Click Here to request a free quote.